**A January 1st effective date is no longer available online which means you may have a gap in coverage and may have lost your prior acts. The earliest effective you can receive online is the month in which you apply for your insurance.
Williams Underwriting Group a division of AssuredPartners (WUG) is pleased to announce that we will continue to make our Independent real E&O program available for all Tennessee licensees. The program is written on a Claims-Made Basis and will continue to be underwritten by Zurich American Insurance Company(Zurich) rated A+ Superior by A.M. Best.
Since 1988 WUG has understood the importance of providing quality claims-made E&O coverage to real estate licensees. Our coverage meets the requirements established by the Tennessee Real Estate Commission. Our coverage is license specific, portable, and covers you individually regardless of whom you work for or represent. In addition we include coverage’s (at no additional charge) that may not be available or only available for an additional charge in other E&O programs.
Our Independent E&O program provides protection for covered loss that result from the conduct of your duties as areal estate licensee including property management services. The policy also provides protection for certain prior acts, provided that you have maintained continuous real estate E&O insurance (from WUG or any other real estate E&O provider) from the date of the real estate service to the date the claim is first made against you.
Licensees as well as Real Estate Firms will have their choice of three limits of liability. You determine what limit of liability is best for you.
We have made arrangements to certify your coverage directly to the Tennessee Real Estate Commission. You do not have to complete the TREC certification form.
To enroll online or obtain additional information about our Independent Tennessee Real Estate Errors and Omissions program, please click on the appropriate link to the left.
We do appreciate your interest in our program, and please do not hesitate to contact us if we can be of any service.
Williams Underwriting Group
Mailing Address: 2211 River Road, Louisville, KY 40206